Which of the following acts involves protection for individuals regarding unfair billing practices?

The Fair Credit Billing Act is designed to protect consumers from unfair billing practices related to credit card transactions and other credit accounts. It provides consumers with a mechanism to dispute charges they believe are incorrect or fraudulent, which can include issues such as non-receipt of goods or services paid for, billing errors, or charges resulting from identity theft.

Under this Act, consumers have the right to request that their creditor investigate a disputed charge, and they must inform the creditor of the dispute within a specific timeframe. This protection is essential as it helps individuals address and rectify potential errors on their statements, thereby safeguarding their financial interests and ensuring that they are only held accountable for legitimate debts. The processes outlined in the Fair Credit Billing Act serve to create a fairer and more transparent environment for consumers in their dealings with credit providers.